Costs and financing
What does health insurance pay for?
Under the Swiss Healthcare Benefits Ordinance (KLV), nursing services are covered by health insurance after the need for services is determined by the nursing staff. Additional services are can be covered under supplementary insurance.
Costs for living expenses, meals, clothing, etc. are the responsibility of the resident.
In justified situations, patients can apply for offers of support from the federal government (supplementary benefits, helplessness allowances, etc.).
The social services at the nursing home or from your community would also be happy to provide assistance.
What does the customer have to pay out of pocket?
In general the following applies:
- Costs for living expenses and meals
- Care costs that are not covered by health insurance
Can be taken over in whole or in part by supplementary insurance, disability insurance or compensation fund: